• 0172-4634141
  • info@phfsgroup.in

Loan’s Hub

Home Loan

You can own your dream house with PHFS. With us, you can get quick and easy home loans. We offer higher eligibility to our clients with lower EMI’S and some very attractive interest rates. The application process through us becomes really easy as we take the responsibility of completing your paperwork and getting you fast approvals for the loan.

We offer a wide range of housing finance products including home loans, home renovation loan etc. We bring to you offers from the top providers of home loans and our relationships with the service providers have helped us in getting the best possible rates and policies for you.

Why Choose Us?

Safe Storage Of Documents
Flexible Repayment Options
Many Satisfied Customers
Fast Processing

    • PURCHASE FOR PLOT ( AUTHORITY PLOTS ONLY)
    • BUILT UP HOUSE

    • PLOT & CONSTRUCTION

    • BUILT UP PLOT

    • INDUSTRIAL PLOT

DOCX REQUIRED

1. FOR LTD COMPANY

  1. Agreement to sell& map approved & Fard & Jammabandi ( 3 year chain)

  2. PROCESS :— 85% of registration cost will financed by Bank/MNC/

  3. 3 yrs ITR with B/S Computation with CA Audit Report

  4. sales tax return

  5. vat return for last three quarter

  1. banking c/a,od/cc at list one year updated

  2. saving bank accounts at list six month each co-applicant

  3. 3 snap each candidate

  4. passport copy ,dl copy ,voter card ,pan card ( firm) ,pan card each

  5. electricity bill

  6. all loan schedules /track recode with banking installment drawn existing loan

  7. business profile on letter head

  8. property document with chain

  9. one blank chq. For processing fee

  10. one chq. File processing fee 1150/-

2.SALARIED

1. there month salary slip latest update

2. salary a/clast six month update

  1. saving bank accounts at list six month each co-applicant

  2. 3 snap each candidate

  3. passport copy ,dl copy ,voter card ,pan card ( firm) ,pan card each

  4. electricity bill

  5. all loan schedules /track recode with banking installment drawn existing loan

  6. property document with chain

  7. . one blank chq. For processing fee

  8. .one chq. File processing fee 1150

3. SELF EMPLOYED & NON PROFESIONAL

Agreement to sell& map approved & Fard & Jammabandi ( 3 year chain)

PROCESS :-– 85% of registration cost will financed by Bank/MNC/NBFC & Top up also done

  1. 3 year itr with b/s,p/l/ca certify if turnover less ten 40 lacs /the audit report

  2. cc/od/current a/c statement at list one year updated

  3. business profile letter head

  4. saving bank accounts at list six month each co-applicant

  5. 3 snap each candidate

  6. passport copy ,dl copy ,voter card ,pan card ( firm) ,pan card each

  7. electricity bill

  8. all loan schedules /track recode with banking installment drawn existing loan

  9. property document with chain

  10. one blank chq. For processing fee

  11. one chq. File processing fee 1150

4.SELF EMPLOYED PROFESSIONAL

Agreement to sell& map approved & Fard & Jammabandi ( 3 year chain)

PROCESS :-– 85% of registration cost will financed by Bank/MNC/NBFC & Top up also done

  1. 3 year financial audit/ca certify / b/a p/l a/c /income and receipt

  2. 3 snap each candidate

  3. passport copy ,dl copy ,voter card ,pan card ( firm) ,pan card each

  4. electricity bill

  5. all loan schedules /track recode with banking installment drawn existing loan

  6. property document with chain

  7. one blank chq. For processing fee

  8. one chq. File processing fee 1150

5. NRI SALARY EMPLOYEE

Agreement to sell& map approved & Fard & Jammabandi ( 3 year chain)

PROCESS :— 85% of registration cost will financed by Bank/MNC/NBFC & Top up also done

  1. 6 month salary slips

  2. saving last one year nri

  3. nro a/c statement bank India

  4. passport copy with visa embedded

  5. authenticating no. nri

  6. pan card nri

  1. 3 snap each candidate

  2. passport copy ,dl copy ,voter card ,pan card ( firm) ,pan card each

  3. electricity bill

  4. all loan schedules /track recode with banking installment drawn existing loan

  5. property document with chain

  6. one blank chq. For processing fee

  7. one chq. File processing fee 1150/-

6.NRI SELF EMPLOYEED.

Agreement to sell& map approved & Fard & Jammabandi ( 3 year chain)

PROCESS :— 85% of registration cost will financed by Bank/MNC/NBFC & Top up also done

  1. 3 year itr with b/s,p/l/ca certify if turnover less ten 40 lacs /the audit report

  2. cc/od/current a/c statement at list one year updated

  3. business profile letter head

  4. saving bank accounts at list six month each co-applicant

  5. 3 snap each candidate

  6. passport copy ,dl copy ,voter card ,pan card ( firm) ,pan card each

  7. electricity bill

  8. all loan schedules /track recode with banking installment drawn existing loan

  9. property document with chain

  10. one blank chq. For processing fee

Commercial Vehicle Loan

Own Your Dream Car/Commecial Vhicle  Easily With Phfs, As We Offer Personalized Vehicle Loans For A Wide Range Of Vehicles For Your Commercial And Personal Use. Our Services Can Make Your Journey Of Purchasing A Vehicle Hassle Free. We Also Help The Clients In Taking Quick Decisions And Offer Them A Wide Range Of Deals To Choose From.

We Have Tie-Ups With Some Of The Major Manufacturers Of Automobiles And Aim At Providing The Best Possible Offer From Them.

Why Choose Us?

Hassle Free Services

Personalized Approach

Quick Decision-Making

Assistance In Entire Process

Attractive Rate Of Interest

Speedy Approvals Of Loans

Wide Payment Options

Make Documentation Easy

We Have Financial Offers For The Following Types Of Vehicles:

Commercial-Vehicle

Cars

Heavy Commercial Vehicles

Light Commercial Vehicles

Multi- Utility Vehicles

Three Wheelers For Loading

All Commercial Vehicle

Truck

Trala

Ghorda

Tata Truck All

Jcb

Bus

Documents Required

  1. Self Employed & Non Profesional

1.3 Year Itr With B/S,P/L/Ca Certify If Turnover Less Ten 40 Lacs /the Audit Report

2.Cc/Od/Current A/C Statement At List One Year Updated

3.Business Profile Letter Head

4.Saving Bank Accounts At List Six Month Each Co-Applicant

5.3 Snap Each Candidate

6.Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each

7.Electricity Bill

8.All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan

9.. One Blank Chq. For Processing Fee

10..one Chq. File Processing Fee

  1. Self Employed Professional
  2. 3 Year Financial Audit/Ca Certify / B/A P/L A/C /income And Receipt
  3. 3 Snap Each Candidate
  4. Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  5. Electricity Bill
  6. All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  7. One Blank Chq. For Processing Fee
  8. One Chq. File Processing Fee
  9. For Ltd Company

1.3 Yrs Itr With B/S Computation With Ca Audit Report

2.Sales Tax Return

3.3.Vat Return For Last Three Quarter

4.Banking C/A,Od/Cc At List One Year Updated

5.Saving Bank Accounts At List Six Month Each Co-Applicant

6.3 Snap Each Candidate

7.Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each

8.Electricity Bill

9.All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan

10.Business Profile On Letter Head

11.One Blank Chq. For Processing Fee

12.One Chq. File Processing Fee

4.Nri Self Employeed.

1.3 Year Itr With B/S,P/L/Ca Certify If Turnover Less Ten 40 Lacs /the Audit Report

2.Cc/Od/Current A/C Statement At List One Year Updated

3.Business Profile Letter Head

4.Saving Bank Accounts At List Six Month Each Co-Applicant

5.3 Snap Each Candidate

6.Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each

7.Electricity Bill

8.All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan

  1. .one Chq File Processing Fees

5.Machinery / Equipment Loan :–

All Medical Machinery

Equipment

Chair,

Bed Etc..

Loan Against Property

We Understand Your Needs When Plan To Finance Against  Property. Hence, We Support Your Tenacious Need For Funds At The Time Of loans of Property And Offer Loan Against Property From Some Of The Major Loan Providers In The City. We Tailor The Loan According To Your Requirement Which Could Be The Loan For An Entirely New Property Or A Crucial Input For Your Business Property.Loan Against Property Is A Loan Provided Against The Mortgage Of The Property. It Is A Type Of Secured Loan In Which The Borrower Gives A Guarantee To The Loan Provider By Using The Property As A Security.

We Tailor The Loan According To Your Requirement Which Could Be The Loan For An Entirely New Property Or A Crucial Input For Your Business Property.Loan Against Property Is A Loan Provided Against The Mortgage Of The Property. It Is A Type Of Secured Loan In Which The Borrower Gives A Guarantee To The Loan Provider By Using The Property As A Security.

The Loan Against Property Can Be Taken For The Following Motives:
– Expansion Of Business
– Purchasing New Property
– Renewing The Property
– Funding Medical Treatments
– Funding A Vacation

•All Registry Cases
•Built Up Property
•Kathie’s
•Showroom
•Against Form House
•Poultry Form
•Fish Form
1.Documents Required 

(Self Employed & Non Profesiona)

  • 3 Year Itr With B/S,P/L/Ca Certify If Turnover Less Ten 40 Lacs /the Audit Report
  • Cc/Od/Current A/C Statement At List One Year Updated
  • Business Profile Letter Head
  • Saving Bank Accounts At List Six Month Each Co-Applicant
  • 3 Snap Each Candidate
  • Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  • Electricity Bill
  • All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  • Property Document With Chain
  • . One Blank Chq. For Processing Fee
  • .one Chq. File Processing Fee
  1. Salaried
  2. There Month Salary Slip Latest Update
  3. Salary A/Clast Six Month Update
  4. Saving Bank Accounts At List Six Month Each Co-Applicant
  5. 3 Snap Each Candidate
  6. Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  7. Electricity Bill
  8. All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  9. Property Document With Chain
  10. One Blank Chq. For Processing Fee
  11. One Chq. File Processing Fee 1150

Self Employed Professional ( Lap)

  1. 3 Year Financial Audit/Ca Certify / B/A P/L A/C /income And Receipt

Cc/Od/Current A/C One Year Statement

  1. 3 Snap Each Candidate
  2. Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  3. Electricity Bill
  4. All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  5. Property Document With Chain
  6. One Blank Chq. For Processing Fee
  7. One Chq. File Processing Fee
  8. Business Profile

 

  1. For Ltd Company
  • 3 Yrs Itr With B/S Computation With Ca Audit Report
  • Sales Tax Return
  • Vat Return For Last Three Quarter
  • Banking C/A,Od/Cc At List One Year Updated
  • Saving Bank Accounts At List Six Month Each Co-Applicant
  • 3 Snap Each Candidate
  • Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  • Electricity Bill
  • All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  • Business Profile On Letter Head
  • Property Document With Chain
  • One Blank Chq. For Processing Fee
  • One Chq. File Processing Fee
  1. Nri Self Employee
  • 3 Year Financial Audit/Ca Certify / B/A P/L A/C
  • Cc/Od/Current A/C Last One Year Nri
  • Nro A/C Statement Bank India
  • Passport Copy With Visa Embedded
  • Authenticating No. Nri
  • Pan Card Nri
  • 3 Snap Each Candidate
  • Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  • Electricity Bill
  • All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  • Property Document With Chain
  • One Blank Chq. For Processing Fee
  • One Chq. File Processing Fee

 

  1. Nri Salaried Employeed.
  • 6month Salary Slips
  • Salary A/C Last One Year Nri
  • Nro A/C Statement Bank India
  • Passport Copy With Visa Embedded
  • Authenticating No. Nri
  • Pan Card Nri
  • 3 Snap Each Candidate
  • Passport Copy ,dl Copy ,voter Card ,pan Card ( Firm) ,pan Card Each
  • Electricity Bill
  • All Loan Schedules /track Recode With Banking Installment Drawn Existing Loan
  • Property Document With Chain
  • One Blank Chq. For Processing Fee
  • One Chq. File Processing Fee

SME Loan

It is our pride to support and nurture the small enterprises. We offer them with secured loan options as well as complete assistance in the paperwork associated with the loan. These loans are basically for the purchase of equipment, expansion of the business, starting up a new business, up-gradation of the technology, requirement of working capital, etc.

The investment in small and medium enterprises depends on the type of business. For a Manufacturing Enterprise in small business the maximum investment is up to Rs. 5 crores whereas for a medium enterprise it goes up to Rs. 10 crores. For a small enterprise in Service Sector the maximum investment is up to Rs. 2 crore and Rs. 5 crores for the medium enterprise. The tenure and the interest rates of the loan completely depend on the credit worthiness of the company, but we always try to offer the best to our customers.

Why Choose Us?

1) Wide Range Of Options
2) Flexibility In Choosing EMI
3) Less Processing Time
4) Complete Transparency
5) Offers From Best Providers
6) Time Saving