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General Insurance

Car Insurance


Your Car is a valuable & cherished possession for you. Before buying a car, you did a lot brainstorming and then picked your dream car. While driving your dream car, it’s so common and susceptible to unfortunate damage or loss. But, here at PHFS Provide, we provide exclusive car insurance policy for our valuable customers. Being insured with PHFS Provide General Insurance, you can drive your dream car with peace of mind. So, buy/renew car insurance online Now!!!

You can buy or renew car insurance policy with your home comfort in few easy steps. With our online car insurance, you will get a comprehensive coverage that not only covers your car against the mandatory third party liability, but also against the losses caused to your car due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents, malicious acts & terrorist activities. Besides above, having Car Insurance with PHFS Provide General Insurance, you can avail the enhanced protections through unique car insurance add on covers.

Following are some of the key features & benefits of PHFS Provide General’s Car Insurance Policy:
Buy or renew car insurance online with PHFS Provide General Insurance with your home comfort in few easy steps.
Avail up to 50% no claim bonus even if you insured you car with any other car insurance provider.
Avail our 24×7 customer support regarding car insurance or any other assistance.
With PHFS Provide Car Insurance, you can avail the best covers on low premiums.
With Online Car Insurance, you can avail hassle-free cashless claim service at preferred network garages.
With PHFS Provide Car Insurance, you will get speedy claim settlement and you track your claim status online.
Car Insurance Add-Ons

Nil Depreciation Cover.
Emergency Transport & Hotel Expenses Reimbursement.
Return to Invoice ( Applicable to new vehicles only)
Personal Belongings Cover.

100% reimbursement of car value in case of total loss of new vehicles.

Multi Car Rebate

Key Replacemen

Two Wheeler Insurance

As we say, BE INSURED… REST ASSURED. PHFS Provide General Insurance brought up an exclusive Two Wheeler Insurance Policy for its valuable customers. In current era, we have lots of things to worry but here at PHFS Provide General Insurance, we don’t want you to worry anymore about your two wheeler, so buy/renew two wheeler insurance online now and take protected ride with your two wheeler. We aim to protect you from the financial loss incurred to get your vehicle repaired or replaced in the eventuality of damage/theft. Besides above it, your bike insurance also protects you against the mandatory third party liability. Moreover, availability of enhanced protections through nil depreciation is also available.

PHFS Provide Bike Insurance Online – Reasons to choose Us

Following are some of the key features & benefits of PHFS Provide General’s Two Wheeler Insurance Policy:
Buy two wheeler insurance online or renew your bike insurance online with your home comfort.
Get up to 50% No Claim Bonus even if you bought your two wheeler insurance from any other bike insurance provider.
We work round-the-clock for our valuable customers. We are available whenever you need us. Get assistance 24X7 regarding your two wheeler insurance.
Instant register your two wheeler claim online and track the status online as well.
Transfer of existing No Claim Bonus from any insurance provider.
Hassle-free cashless claim at preferred network garages.
Pick our best covers at low premium.

Commercial Vehicle

Your commercial vehicle is not only a high value asset but also a highly valued possession. Therefore, it becomes crucial to insure your valuable possession. In today’s times you need a comprehensive policy that not only covers you against the mandatory third party liability but also against the losses caused due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents, malicious acts and terrorist activities.

Key Features

Direct settlement facility at special garages!
Hassle Free Claims Settlement.
Enhanced protection through unique add on covers.

What does PHFS Provide Commercial Vehicle Insurance policy cover?

The policy covers the following items:

a) Loss or damage to your vehicle due to:

Fire explosion, self-ignition or lightning
Burglary, housebreaking, theft
Riot, strike
Earthquake
Flood, typhoon, hurricane, storm, tempest
Inundation cyclone, hailstorm, frost
Landslide rockslide
Accident(external means)
Malicious act
Terrorist activity

b) Third-party insurance, which protects you against losses that occur due to bodily injury or death to a third party or any damage to that person’s property by use of your insured vehicle.

Business Insurance

PHFS Provide General Insurance brings you a comprehensive Business Protector Policy which is designed specifically for SME & / or office establishments, hotels, restaurants including IT & ITES Sector. The innovative endeavor brings to you the flexibility to design the policy as per your needs by allowing you to choose the covers that you may require to protect your property and manpower, all with the convenience of a single policy.

Key Features:

12 Sections to choose from
Numerous Add-on Covers
Detailed Policy Wordings available on request.
Minimum three sections required for this policy

Home Insurance

This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of insurance cover usually taken by householders.

How Householder Umbrella Policy works
This is a pre- packaged product specially designed to cater to the need of householders with flexibility of choosing plans as per their need. This product has five sections and four category of sum insured. Customer can choose one among the four plans insured as per their requirement or value of property.

Premium is available in two categories. One is full coverage and other one is Without 1(A) i.e. Fire & Allied Perils, Building/flat. Section 1(A) can be taken if building/flat belongs to the insured. Insured can ignore Section 1(A) and take rest of the cover if the Building/flat is not owned by the Insured.

Travel

Individual Travel
This policy is specifically designed to suit the requirements of an individual who has undertaken an overseas travel for the purpose of holiday, leisure &/or business purpose. There are three plans on offer for the same and the customer can chose based on his requirements.